Well, there was a "returning newbie" dude on my shard the other day spamming gen chat asking for simple help. All he wanted was a suit of 100% LRC, 40% LMC, and a set of full spell books for all casting disciplines. I thought he was being ludacrious ... until I really thought about it and realized that I probably throw at least a suit like that into the trash every few days from looting things that I later decide not to keep.
I suggested that he could earn the money via crafting and buy the suit himself, and he suggested that I was ... less than intelligent.
Sure enough, it only took him about 30 minutes of spamming before someone gave him what he wanted.
Maybe you should try just asking in gen chat for it? Maybe ask someone to spare you 1M gold or so to get started - you might be surprised to find that you get it.