Only an idiot notion if that's the route you want to go.Remove insurance from X and no one will use X. I love this idiot notion that people will flush entire suits down the toilet repeatedly.
Hmmm, I don't think the equation would hold strong: just because you can't keep it if you die doesn't mean it won't be used. Before imbuing, I could see that hold strong, but now you can just "re-create" what you lost for a price.
Or, do what people did for YEARS and invest in runic. Don't have to worry about it.
See, one of the problem surely is that everyone is RELIANT on imbuing now....and it's just far too easy...especially for PvP.
Just makes things easy.