If I die in underworld I usually head for the fountain - if I don't have any self rezes from Sacrifice left, or into the abyss and head for the tree.
I have a different memory of why insurance came in. I remember it being in response to a growing trend for griefing people by luring mobs between them and their corpse deliberately to make them lose their kit - or to steal it when looting bones was possible.
I have a different memory of why insurance came in. I remember it being in response to a growing trend for griefing people by luring mobs between them and their corpse deliberately to make them lose their kit - or to steal it when looting bones was possible.