Why would you need to own a luna house?. The purpose of having a luna house is to make money by collecting fees off rented venders,selling the house at a higher price or just saying you have one. I never own a luna house and I rent from vender homes in luna at 20k a week. As well as i rent venders from any popular area I locate.
I own one, I don't collect fees of vendors etc. I use it to provide a place for my guild and alliance mates to stick vendors so they can make money without having to pay the sometimes extortionist fees, some other houses charge, themselves. 20k a week isn't awful, but I've seen some vendors wanting close to a Mil a week for prime spots.
Could I sell the house and make a fortune? Sure, could I charge fees and open spots to anyone, and still have people scrambling to place, sure. But I don't, I use my house as a means to help members in the community I play with, I'm not out to get rich I make gold, I spend gold that's enough for me, right now I've about hmm 20-30 mil across two accounts, that will jump about double in the next week but... Much of that will go towards scrolls and items etc. from other players and I'll be right back to 10-20 fast.
One thing I've realized, having gold is good, having too much gold removes much of the sense of accomplishment in acquiring items myself. It also diminishes my sense of accomplishment in earning enough gold to buy that big ticket item I want.
Truth is other than what would be considered Rares, or limited time items, there is nothing in the game I personally feel I "need" to advance my characters, that I haven't been able to acquire myself, but then again, I have pretty much every skill in the game useful for obtaining stuff maxed out, it's a benefit of having multiple accounts I can be completely self-sustaining if I want.
Now I have something to say on this subject outside discussing my own position.
One thing many of us have that anyone that's returning from a long period away from the game, or is new to the game is Knowledge. Sure
we might be in a position to be able to make millions in a short period, they are not simply because UO has a steep learning curve. Our $13 a month entitles us to nothing their $13 dollars a month does, so how can any of us justify our ability to gain gold and ease we do it considering our knowledge to be OK while those without that knowledge are justifiably "poor" in our little games economic world?
How about instead of telling them to "Do something about it", instead
we do something about it. I now on Chessy I actively look for returning players, and those [young] folks that occasionally pop up. I've been in their shoes, I left UO right before AoS and came back during SE. I know exactly how much the game has changed for someone coming back after 8 or 9 years. I know exactly how difficult the learning curve is for someone who's new to UO.
What I'm pointing out here is instead of stoking your sense of entitlement, you make it a point to share that wealth of knowledge with newer players, I do it, it makes me feel good to know I'm helping not only another person but UO as these people are more likely to stay thanks to a sense of good community than leave because they felt looked down on.
Good Example, there's a guy I've been helping out a bit on Chessy, back after 10 years, me and my friends gave him an imbued 70's 100 LRC suit, suit cost almost nothing, handed him 50k for insurance, he freaked thinking it was a huge sum of gold we were just handing him. We took the time to explain ways he can make some gold while training up a character, I personally took him and showed him the quests for Bags of Sending and Powder of Translocation so he could work skill, while acquiring items to start a nest egg with. We've as a group (guildmates) took him to Doom, and let him join us in the Guantlet, started showing him some of the new things put into UO since he left. He's already expressed his desire to stay, and states his primary reason is he stumbled on a good community of helpful people.
I had him poke around luna get an idea of values of things, I've been answering questions every single day on things to help him get up to speed, and I do this asking absolutely nothing in return.
So yea how about instead of condemning the have nots for being have nots especially those who are either that way by justifiable circumstance, we instead pass on a little bit of that most powerful commodity most of us have and that is knowledge. As I said your $13 a month, irregardless of how long you've been paying it entitles you to nothing more than what Joe Newbie gets for his $13 a month.