In my ships hold I have 2 Commodity deeds. 60K of cloth,ingot and boards. A rune to the bank.(Or have it all in the crafters bank or beetle)
I also have a rune to the ship on my crafter.
When i need repairs i sail to land. Recall my captain home and bring my crafter. He takes the deeds to his bank and then come back with enough wood,ingots and boards he can carry (riding a blue beetle helps).
Do the repairs and go home and then bring back to fisher.