Where were you when you died, when you rezzed, and how did you get a rez? And what uninsured items showed up in your pack--just cursed stuff or other uninsured items?
Items were the same each time:
got all insured items (& blessed stuff) plus all cursed items (not all the loot, only the cursed items). I think there was another self rez, but just blew it off because it was all still kinda new to me - these are the 3 i know of for sure.
1st lvl shame, between the 1-2 gate and where the troll is, died rt out in the open (looted by the troll - it took a bag that had both my gold and the remainder of loot I'd collected). self rezzed (virtue) 10 tiles away, going around the ne corner in the immediate area. I remember this because I specifically use that one bag for gold which also holds my insured items and another bag in it for loot (for easy unravel container)
1st lvl, died same area as above, rezzed by wandering healer outside near the water.
Lvl 2, just n, off the troll bridge, rezzed a few tiles away (not on bridge), by another player (bandages).