Although it's subjective, I find Bard powerscrolls are shockingly cheap, few hundred k maybe for most. You could easily make that while training.
Alternatively if you're adamant about only going to 100, Disco/Peace Dexxers can quite easily kill some mid-high stuff without taking much damage back. As long as you play it right and don't have hit spell on your weapons things usually die before the targeted peace wears off.
To be honest I miss playing templates that are less than 100%, it's a lot of fun and wish I had room, I'd probably do a Discord or Peace Ninja Dexxer... probably Discord as Mirror Images would replace Peace more effectively. I remember for a while when I started a new shard playing a very basic Ninja Dexxer, using only the Virtue Armor Set and one of the low calibre artifact weapons, it was basically all blessed, all self repair, and could just sit in Doom forever farming Arties, worked too
