Housing should be footprint based. If you can place a 18x18 then you should be able to place 3 6x6 houses regardless of shard etc. Each year you have on the account should give +1 to the footprint total.
That is all.
This is a pretty good idea.
Although this would require the manual intervention of GMs, and since they are shared with other games, I don't think it would work very well, I wouldn't mind seeing some system for new player towns that are in areas that aren't normally open to players. I'm not talking about T2A or Ilsh or dungeons, I'm talking about Tram and Fel, perhaps in the woods or other similar areas, as long as they don't impact any spawns, or perhaps on the outskirts of towns like Britain or Minoc, where there isn't player housing.
Basically a certain amount of distinct players get together (not one guy and his 8 accounts) such as a guild, make a petition of sorts explaining what they want to do and how they want to accomplish it, have it reviewed, and then have the GMs help them out. I don't want a bunch of 18x18s, it would need to be smaller spots and limited to no more than a certain number of hours (a dozen or so). Basically an actual honest to god player town. Minoc is kind of an example of this, but that's a lot larger than I'm talking. I've seen guilds and groups take over parts of Minoc on certain shards, and I'd like to see it applied further.
Or perhaps some kind of housing within the towns, like the houses used by peasant NPCs now. Not the shops.
The idea is to group more people together. We have hitching posts already with our houses, but it'd be nice to have some kind of bank function as well.