ok if i lower my music below gm will i gain more than 65 disco points with polar bears?
You should be able to get higher gains out of a particular target with below-GM Music, ie: you will be able to target the same creature type at higher discord skill than normal for gains.
You will get the occasional "You play poorly, and there is no effect." message, but you may see increased gains beyond what is normal for that creature type. eg: at the moment I'm discording wandering healers and priests of mondain at the healer grove. I have 85 Music / 95 Discord giving me around a 56-58% success chance which is gaining well despite failing the Music check occasionally. I'm seeing better results than if I jewelled up to 100 Music and hit the same targets.
I'm limited as to what non-aggressive targets I can access, so I'm trying to extend the gains I get from a particular creature type. I have 70 real Music with 2x15 jewels.. at the moment I'm not using the ring. If it pays off, I'll try 70 Music & post my results. Here is the
Bard Calculator I'm using to help stay in the zone.