I use the template listed above on one of my characters. I actually went with GM heal and 60 chiv.
You can do the standard Bleed/conc spam.
What I've found to be effective is doing lightning strikes with my bokuto until I get a critical hit, followed by a nerve strike, then switch to a UBWS diamond mace and Conc blow while they are paralyzed. I've had a lot of success with that recently.
I'm 4/6 casting but have only 20 EP. Between faction bandaids, apples, pots, confidence, evade, and 4/6 chiv heals it takes ALOT to actually kill me. That is the character I play when no guildmates are on in factions and I need to tank dmg and get some RNG kills.
Unless your name is Chaosy, you're not going to find a 1/2 or 1/3 ring with 50 EP, DCI, and HCI. Mine is 1/2 12 HCI, 14 DCI and 20 EP and I thought that was quite a find.