I disagree, for the points below:
Rubby Bandy GFX - Dont bump into things, walk around walls and tree's. Thats the only rubber banding you get
Chat - I find it easy and straight forward. /g for guild /s to shout /w for whisper and /p for party. Whats strange about that?
Combat - You have to fight beasts on every MMO, what makes this one repetitive and not the others? I personally fight different beasts depending on what mood I'm in and rarely get bored.
Quests - Kill, kill and kill... Its what the masses want and its what they get
Character Selection - Ok its a bit limited, but its free. The big word there is FREE so cant really complain.
Crafting - Its a MMO built for the masses, the masses dont want crafting like WoW (horrible game) they just want to kill kill kill.
Loot - Decays too fast? either pick it up before it goes or get into a party. The game is built so that adventuring parties have it easier (auto loot, higher HP, faster regen etc etc). Its not a Solo game, its a Adventuring Party game and its built to be that way. Although you can solo it (and I do) and I still have all the benefits of a party as I party with my mates who are elsewhere soloing.
All in all, a fantastic game considering you pay nothing to play on it. Its graphics are equal or better than WoW and most of the other MMO's on the market. It has a decent Customer Support team and actively supports the game (unlike EA/UO) and listens to its players.
Uh did I mention ITS FREE!