I pvpd with reflect physical. I had 90 rf. But the trick is, you have to have LOW physical resist to make it worth your while. My first suit had 85 RF but was 68 phys, didnt see a real advantage. Then a guild mate suggested I drop my phys as low as I could. So I used a reflect magic scroll dropped my resist to 30 and saw huge differnces in hp on the other char. The only downside is, you take as much damage as you give out. I would hit someone for 40ish damage and theyd get hit me for for 40ish damage but take another 10 hp in damage. Its okay. Just got to play around with it.