Well if you want make a crafter i think a good template would be this:
120 tailor
120 black
100 Arms Lore
100 Mining
100 Tinkering
120 Imbuing
and for the rest magery (with jewels you can get 96-100)
In this way you can make armor, weapon, imbuiing suit for your first char and for other people.
With mining you can sell ingots that can help you to make some money.
With bods you can get extra money with rewards

.