If there is a chance the GMs will replace it, it would be foolish to not even attempt calling a GM on it. An EM is not a game official, so their statement wouldn't hold much water.GMs will not replace lost or stolen items NOT even if you bought it from Origin store, and NOT even if you still have your receipt. I was just informed by Legends EM. She also says boat can be stolen even IF you secure them. I did not argue with her as she was insistent about this. I had an run-in with said EM and I am done with UO. this is the final straw. I don't want talk about it or anything else UO related anymore. I'll be listing mine and Luc's items we've accumulated over twelve years in the trades forums. I will be giving all away and arranging meetings in game to give stuff to those who want it.
Ya'll want us gone well here's the white flag.
And no offense, Jirel, but you said you are done with UO numerous times in the past to the point where no one really takes it seriously. So you must forgive everyone for not saying goodbye. This should also mean that you shouldn't take yourself seriously either and refrain from giving your stuff away since you don't want to come back to this game with all your stuff gone.