Template One
Back when Imbuing was first proposed, before we knew how it'd work, there was a template someone, I forget who, posted that he or she was 'afraid' of because, if it was viable, it'd be the end of crafting.
Imbuing
Weapon Skill
Tactics
Healing
Anatomy
Chivalry
Focus
I think it was. This character allegedly would be able to get his or her own loot and then Imbue it. Later we learned that crafted, GM-made stuff would be Imbue-able to a greater extent than would loot. And, like many fears, this particular fear largely was baseless.
But maybe there's another use for that template?
Template Two
Could try and see if combat is viable using only Wrestling (an unarmed Asian Martial Arts type...Sadly we have no Western combat skills in UO useful for something like this).
Wrestling
Tactics
Ninjitsu
Bushido (for lightning strikes of course, make your fists do 35 damage I believe)
Meditation
Focus (need both because you can't leach anything with your hands)
Magery (for healing spells and for summons to help you fight).
-Galen's player