You're all wrong; nothing says "Humility" like growing flowers just so you can have your name upon them, whilst forcing everyone around to enjoy their neon colours! Which is why you'd never catch the Bane... corrupting... Virtue... with... named... sigh. Damn it Devs. Ok, you may not have grasped classic Ultima history, but really, being ignorant of what you've just done in your own fiction leading up to this moment?!
I'm sorry for the harshness, but I can't describe any other way how disappointed I was when I saw the final plans for Magincia... especially as I can't even opt out of them. I'm entered into the shameful raffle whether I want to be or not. Right now my emotional response is if I get the ticket for the house, I want to walk into the town square and destroy it in an act of public Humility. Making Gold directly off the Virtues is spitting on the entire point of Ultima Lore... at least Luna never pretended to be anything other than Mamon's Malas Mistress!
And it would have taken just a few seconds to come up with a theme that fitted, even one that took gold out of the players pockets; How about a city of dedicated NPCs you can give away your gold too, anonymously which keep a "Shroud of Bane's Ghost" (because he's dead but his corrupting influence lives on yadda yadda) or something from darkening the city visually but gave no other material reward...? Or even just an encroaching swamp, like in Ultima IV Magincia, kept at bay by the quiet work of it's people?
But no... Housing again. And named flowers. HNNNNGHHHH!