Has anyone actually purchased a "permit"?
My figures go like this...
AVG cost to insure items...5500 GP
That means you would have to die 200 times to equal the amount of the permit!
I'll take my chances on the fact that there are well over 20 red wandering healers througout the lands.
Odds are in our favor...
The fact that you have res killed only about 12 people for the avg. amount of 5500 gp only totals up to 60-70k. maybe you have res killed each person more than once is still less than 300k total.
You expressed that someone killed you and took your property? probly worth more than the 300k that you've gathered Im assuming?
See where I'm going with this?
The story line is great, but the role play is horrible!
Great initiative, bad judgement.