Well this is how my character has looked for the past 6 months. That thumbnail is just without the robe, which consists of black armor with white clothing and white beard with Melisande gold/purple hair.
I've never really got into the whole neon color thing. I remember what old UO looked like and I've played Ascension before and it just doesn't seem natural to introduce all these funky colors. Even if this game technically isn't "natural".