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I'm sure they knew it would happen. Third party sales carry more risk than dealing directly with EA. EA offers a secure transaction.
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I'm sure EA would like it that you are promoting the myth (and I think it is just that) that simolean transactions have been plaged by problems in the past. "More risk" I think would actually translate to a very small number. The many long-time simolean sellers on Ebay would not have had outstanding sales ratings had they not been providing outstanding and reliable sales.
It was always a case of buyer beware. Buying from someone you don't know in game -- yeah, bad and risky. However, it was to the "power" simolean sellers' benefit to conduct "honest" transactions. Ebay had many sellers with top ratings from buyers.
I am not surprised there are sellers looking for customers in game. I understand that EA wants to promote the fact that their sales are without risk. It sure seems that their sales, so far, come with many more complaints.
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I think there is a hell of a lot of things in this game right now that are a risk, or more a gamble. You could buy 10,000 simoleans today, be it from EA or anyone else, tomorrow they might be worth only 1,000. You could stock your store with some expensive items that cost you hundreds of thousands of simoleans, only to find the price has gone down dramatically the next day and they are now only worth half what you paid for them. Things need to balanced out in this game. Alterations to payouts and costs cannot be so dramatic.
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Or it could go the other way too, look at mystic trees. When they 1st came out players sold em for a mil to about 3 mil each. They actually got up to the 30 mil - 40 mil area before the exploit came out and sent the prices into the hundreds of milions to billions.
I know 1 person who bought everything they possibly could when trees 1st came out and has a ton of them now.
As for the fees for atms thats EA they have stated that they do not yet know what the fee will be to sell bck simoleans.
Right now costs r going down from high priced production city ovbjects merging into lower priced EALand ojects only because the cash is less there and no standard picig has actually been set yet. I would expect over time prices only rise yet again as players gain more money them selves.