Death.
ok i guess thats a kinda blunt answer ;-)
there is a village there, but nothing like wind, with shops and what not, but a few quest givers and alot of monsters roaming around and clogging up the streets.
if you have honor, i suggest using it to get there, or peacing always worked for me ....
i believe there is at very least an npc to rez you there .. not sure about a banker ... been a while since i ventured down that way.