What's been your drop to time ratio on TC1? What luck are you running?Presupposing people have a bunch of banked points is silly, as most people don't. I know nobody who has more then a few, but yes there is somebody on Stratics who claimed to have 1K+. Don't create content with that kind of statistical outlier in mind.
A grind mechanic really shouldn't be the go-to event system.