Lot has changed ! Oh man yes it did...
Now you have a wonderful feature *ahem* called insurance, which somehow makes the banker make a perfect replica of your most valuable items with magic everytime for like 600 gp a piece, it dosen't work if you really think hard about it because you wish it to work (go figure)... so its better not to think about it and let it do its work !
I'm not sure about which expansion covers the champ spawns, I am limited to the second age myself... and I really wonder why would they keep anyone so limited to make a little extra money, I wonder how much subscribers they lost by charging for their patches.

I brought the game twice and paid for my subscription faithfully for 3 years, and not only the completely DELETED my account without any hard feelings, they seem pretty content with me not being able to go into tokuno and malas. They told me they needed space on their hard drive... talk about laughing in peoples face ! My characters freakin fits on a floppy disk, my ass they needed space, I even worked for them almost a full year as a companion and this is how they thank me
This being said, the game is very well made, there are tons of combinations for pvp and pvm which are creat, champion spawns are like a place where a special spawn takes place and takes a team to vainquish, at the end of many spawn waves you have a big boss which drops big items... much like in diablo. Umm yeah.
You're going to have much fun to discover all the new things in there, but you might want to do some reading before making a character, some skills really work good together now (necro has many shapeshifting forms that combine well with different builds for example) etc...
Hope to see you there soon ! I'm pretty much a beggar right now, for righteousness as much as gold... I made about 1000 gp in 3 weeks... people aren't very generous these days, I'm kidding a little tho ; I have friends who want to give me big checks but I'm kinda paranoid they brought the money and I end up with dirty hands... oh yah , siege is good, but there seems to be plenty of pvp action in fel in atlantic...
WHAT LACKS IS THE RP PVP, but I THINK that MAYBE Cear has an ace up his sleeve and he's just teasing the populace... well I hope "they" do.
dun dun dun
