i haven't done these since they came out...
you redeem it for the account you wish to use it on.
you click the token and it gives you a receipt
then you go to the banks that have vaults
and you speak with the vault manager
it is good for 30 days
so you must get another token to make it last longer
or the contents will be auctioned off
if you double click the receipt
this is what you will see
(you can keep the receipt for deco)