Actually, greatly depends on your suit.
Since you say 120 x 6 for necro mage, I would assume:-
120 magery
120 resist
120 evalint
120 necro
120 spirit speak
120 med
1. You suit should contain the following:-
25 dci glass
pendant of magi (10lmc, 30 lrc)
rune beetle (15 lmc)
orna (10lmc, 20lrc)
crystal ring (20 magery, 20 focus, fcr 3)
then some sleeves, legs, gloves with lrc to max lrc and lmc.
Anyways, for talisman, go for +5 necro, +10 ss
So there you have free 15 skill points.
What to do with 15 skill points then??
1 point in tracking
1 point in detect
Cuz if you dont have 1 point in those, it will be treated as 0 and therefore will not work at all.
Elf should have invisible 20 or 40 tracking or detect (this i really do not know) but you must have 1 point in it for it to work as 20 or 40.
13 points = go in spellweaving
hope you get it so far now..
Then let me tell you why you need to be an elf:-
1. you get extra 20 mana
2. you get night sight
3. you dont have any lose of what a human bear
a.) human got natural 2 stamina regeneration and 3 mana regeneration due to the JOAT
b.) now since that your template is 120 med, so human already does not help you on this part.
c.) you would ask if i run on mount, i keep losing stamina! cuz I dont have the 20 focus. Never fear, cuz remember the crystal ring you wear? There is 20 free focus skill for you.
4. you cannot use any special move, therefore, you are not penalty by the 300 skill points lowest special move mana cost
Anyways, if you have lots of barbed kits, or even valorite hammers, I am quite sure you could make up some good lrc, lmc and mage weapons with dci.
Good luck! Hope it helps you!
Of course, my template is not 120 x 6... hehehe
But I am elf on both (2) necro mages with mage weapons.