which shard?
edit starts here^^
use a thrustworthy broker, like a well known trader which are accepted by both players.
Exchange goldchecks with items which are worth selling and have a known value, like crimson, crystaline ring, orni,...
so you reduce the amount of "items" to trade, otherwise you can only recheive 124 checks á 1 mill in a pouch when you naked with empty backpack.