Devs place a house next to you, they put in spawn, NPC family, Mom, Dad, 2 Brothers. In Tram it's a family of red thieves, Fel, blue, sweet, nice people. You go in the house, they say, "Who are you, what do you want?"
You walk around looking in chests and find one locked, you pick it open and take something out. NPCs start yelling, "Thief" and go into war mode. All the NPCs start to hit you. One is a mage, other a warrior and they are yelling, "Give that back, you dirty thief."
Then, you go into war mode and kill one and now they start yelling, "You murderer, a killer." The woman NPC runs away and out of the house yelling, "Guards help me, God please help us" cause she had coward in her.
The others stay because they are brave but dumb, lol. So, you kill another one. Now the last NPC turns coward and runs in corners saying, "Please don't kill me, Noooo, God I beg you." You change weps, now you have a hally.
NPC says, "That's a big wep....sound of cutting flesh, thud" you cut him clear in half. Now you are free to clear out all of the families posessions.
Now, the good part is for every NPC you kill, you get a bounty and if a player kills you, they get the gold and if the guards find you, you pay a fine and for red NPCs, you turn in bounties to get a reward for Notorious NPCs.
Really neat items could be spawned in the chest and NPCs could be made realistic and also carry unique items.
The house stays there, just the NPC's and the house contents respawn, that is if something like this were to happen.