Checkbook yes or no?

[Malimus]

Not sure if this has been mentioned before but...

I was just thinking having a checkbook in UO would be very handy. Mostly for the larger purchases like a castle or rares. You could pop a check out of it at anytime, it would be for storage of 1m checks up to a certain number. Like up to 500m or 1 Billion or something.

When you want to buy or sell a castle for example you wouldn't have to make a few separate trades and risk gettin scammed. You just hand over or accept a checkbook with the amount of the purchase inside. For a castle your looking at spending 200-400m. Checkbook's would make these kind of high end purchases and sales so much easier. Be a much better way to store your millions rather than vendors as well. Just mouse over it to see the balance. Basically a bod book for checks. Either that or make checks go up to 1 billion and anyplace in between.

Good idea or not? What do you as UO players think?

 

[Gildar]

I'd rather see the economy get back in check so nobody ever has a need for making 100 million gold transactions.
Unfortunately, I don't have any good solutions.

 

[Dermott of LS]

...

No, let's SINK more gold, not allow for greater hoarding of it.

 

[Nails]

I think it is a good idea. I have always wanted a bank system that eliminates checks completely like the old bard's tale days. You just have a bank balance. You cannot dupe it or move it. Everything is moved in and out of the balance.

 

[Deaol]

they need to make NPC owned and operated casinos first with a .0001% chance of winning to suck up some gold outta the game first

 

[Spree]

Turn all checks back to 60k piles and let the excess that cant be stored away rot on the ground.

 

[Assia Penryn]

I think it is a good idea. I have always wanted a bank system that eliminates checks completely like the old bard's tale days. You just have a bank balance. You cannot dupe it or move it. Everything is moved in and out of the balance.

I would much prefer an account balance system where it can be used by all your characters. An' I personally agree we need to get our economy back in control and it kills me that there is so much gold which is causing the prices of items in-game to reach astronomical heights.

Also, for the record... this is not the opinion of someone who doesn't have a lot of gold. I'm quite "comfortable" financially in-game. We really need to start developing some gold sinks. Insurance was a nice try, but it really doesn't take much out of the pocketbooks and is easily replaced by hunting. They had a nice idea with the recent carpets, but still too inexpensive.

 

[Lord GOD(GOD)]

I vote yes. Wether just for trading or just for storage or for both.

 

[legendsguy]

Turn all checks back to 60k piles and let the excess that cant be stored away rot on the ground.

HAHAHA, I had a good laugh. But I agree as well.

 

[the 4th man]

Why not implement credit cards too? Surely, checks weren't available in any ancient realm, regardless of the unbelievable items in UO.

What UO needs, in my brash opinion, is an implementation of heavy taxation.
We have an empty castle in Britain......as well as some chucklehead called Blackthorn.

Big deal. A tyrant, such as UO has never seen before needs to come forth, like him or not, and let the players have it. Buy something, there's a sales tax, it goes to the tyrant, from both buyer and seller.....and yes, there will be players threatening to quit(btw, quitters are losers).....2 replies, so what....and i've heard it before. I can't name names, but there's quite a few on stratics who threatened to bail, and they're still here.

UO wasn't meant to have items being sold for 10,20,30,50 million. That's absurd. Players actually buying gold.....pixels, with real life money, I mean, c'mon how foolish is that? These are grown adults, who, lets face it, wouldn't fess up at a business meeting to buying gold for a computer game.

Make a checkbook and i'll have them babies bounce so hard........

just my brash opinion, like it or not, i could care less..........

later

 

[Taylor]

The reason that I voted "no" is because it seems so...not period. I kinda feel the same way about checks and mailboxes. I may not RP, but I have my standards.

 

[Fink]

I'd rather see the economy get back in check so nobody ever has a need for making 100 million gold transactions.
Unfortunately, I don't have any good solutions.

I concur.

I have some ideas, but I don't want to spark another tiresome armchair economist debate.

 

[ACB1961]

1 million gold used to sell for 100.00 cash. Now, 1 million gold is .55 to .80.

I don't know what happened to cause this problem. I sure don't know how to fix it, but we need safe ways to buy and sell. Last week, I had a guy try to convince me to buy a keep in fel by bagging gold and going there with a reduced amount. He said he'd "trust" me for the rest.

He would have been so upset and surprised when a random band of murderers showed up and killed us both. He spent a good deal of time trying to convince me that the checks were blessed even if they were in bags. He even went so far as to offer to die several times to "prove" the checks wouldn't be left on his corpse.

Needless to say, I didn't buy anything...

It would be excellent to be able to add money to some sort of gump which could be used as a house-buying account. Some secure way to add 1m gold checks to get to any amount of money for a giant purchase.

 

[Sarsmi]

1 million gold used to sell for 100.00 cash. Now, 1 million gold is .55 to .80.

I don't know what happened to cause this problem. I sure don't know how to fix it, but we need safe ways to buy and sell. Last week, I had a guy try to convince me to buy a keep in fel by bagging gold and going there with a reduced amount. He said he'd "trust" me for the rest.

He would have been so upset and surprised when a random band of murderers showed up and killed us both. He spent a good deal of time trying to convince me that the checks were blessed even if they were in bags. He even went so far as to offer to die several times to "prove" the checks wouldn't be left on his corpse.

Needless to say, I didn't buy anything...

It would be excellent to be able to add money to some sort of gump which could be used as a house-buying account. Some secure way to add 1m gold checks to get to any amount of money for a giant purchase.

??

Checks *are* blessed even if inside bags. If you die with checks in a bag they remain with you, not on your corpse. What exactly was the problem with this guy's story?

 

[Taylor]

1 million gold used to sell for 100.00 cash. Now, 1 million gold is .55 to .80.

I don't know what happened to cause this problem. I sure don't know how to fix it, but we need safe ways to buy and sell. Last week, I had a guy try to convince me to buy a keep in fel by bagging gold and going there with a reduced amount. He said he'd "trust" me for the rest.

He would have been so upset and surprised when a random band of murderers showed up and killed us both. He spent a good deal of time trying to convince me that the checks were blessed even if they were in bags. He even went so far as to offer to die several times to "prove" the checks wouldn't be left on his corpse.

Needless to say, I didn't buy anything...

It would be excellent to be able to add money to some sort of gump which could be used as a house-buying account. Some secure way to add 1m gold checks to get to any amount of money for a giant purchase.

??

Checks *are* blessed even if inside bags. If you die with checks in a bag they remain with you, not on your corpse. What exactly was the problem with this guy's story?

Yup. I've gotten killed before with a bag full of checks. It's terribly annoying, as the checks - no longer organized in the bag - litter your pack, making it near impossible to re-dress without getting a new bag.

 

[FrejaSP]

Noone need that much gold, it's fine as it is. If changed, the economy on normal shards will go crazy.

 

[Ahuaeyjnkxs]

Yeah , what if the bankers realise that noone uses gold anymore, and that noone even comes to count the gold.

They might start thinking like good evil bankers and say hey lets lend more cash than we have, and end up asking the good UO community to reimburse 1100 gold when only 1000 exists, which would end up slowly ripping the people off their buying power and fighting with each other killing any chance of community building ! Over a period of a few dozen years, you get a new world order with docile indoctrinated people...

Do you realise what it implies ?

 

[aarons6]

i like the idea of getting rid of all checks and turning them into 60k gold piles..
just let everyone know in advance so they can make space in the banks.

 

[Ahuaeyjnkxs]

Here I want to buy a horse carriage please...

*makes signs with his hands*

*helps 12 wheeler to the center of bank vault*

Ok DUMP !!!

 

[aarons6]

if you cant make 1m checks, then you dont have to buy things for 1m.. its that simple.

it makes gold worth more, cause its impossible to sell anything for more then you can carry..

 

[Ahuaeyjnkxs]

kinda...

 

[Myna]

i would rather implement a modern bank system

no gold in bank box at all, like vendors

gold transfers from one bank account to another

paying players like vendors, they could implement a line in the trading window where you type in the number of gold for a trade

make check amount smaller, like 100k, with this system there is no need of big checks

if there is nothing but numbers it would be make it harder to dupe big checks

 

[Ahuaeyjnkxs]

I think that idea is very socially intelligent, duping is way over our heads folks, let me rehiterate how to prevent duping without costing too much to EA.

Oh no it's true I should be selling that.

Right ?

No. So really how hard is it to calculate a virtual model of how much a character should be earning gold everyday, and if someone has doubling gold numbers, well duh, nuhuh huuuuu huhuh.

And thats NOT hard to script, with any system.

I'm so baffled that I start to see through, sometimes, when my soul feels like it. It's so easy that anyone should have been tought that in high school.

The client can record how much a player HANDLES : already in.

The client can compare with another client the received data, red flag and correction by suspension of item and subsequent investigation by a double-blind agent IF requested. It dosen't even take UO's bandwidith !

Woah. I'm a kid and I'm teaching grownups how to build an economy ! Duh...

Thats the tip of the iceberg.

 

[Silly Seadog]

Arrrr, where be these grups?!?

 

[Ahuaeyjnkxs]

We'll find out... we've been so far !

 

[Jhym]

I'm really, truly confused about the people pancakes about how the economy is broken and that nobody should have/needs that kind of money in game for any legitimate purpose.

Honestly, take a look at yourself. What does someone with 1 billion gold really REALLY mean to you and your characters?

Absolutely NOTHING.

The most gold I've ever had is about 6 million, and it eventually got spent on powerscrolls that I really couldn't afford. Do I get bent out of shape about those PEOPLE charging me MONEY for THINGS I wanted? Nope, I paid a fair price without having to go get them myself and fight off the hordes of pvper guilds.

Every single time I see these "discussions" I have to laugh. Gold is not the real currency in the game, items are. You can gather all the gold you want, but if nobody wants to hand you a castle for it you aren't getting one.

A lot of these arguments smack strongly of jealousy, which is even more amusing. Perhaps people should concentrate on enjoying THEIR game rather than debating how much money OTHER people SHOULD have.

 

[Ahuaeyjnkxs]

thats very elaborate... dude. One billion can mean a few hundred dollars if you sell it.

It's not NOTHING in capital letters... to me maybe... but still YOU should THINK before you POST.

Yea I know.. I'M saying THAT. Oh yes did you KNOW I was a MAD man ?

 

[Mapper]

This is all we need, Duped 1 billion gold cheques. Keep it as it is and work on a gold sink. For a new player to come in the game and need several million for a reasonable house, a suit and other items is stupid its going to throw them away right away.

600gp for insurance? That should be put to 1000gp, There should be ways of donating money to the upkeep of places. Say Luna Bank, You need to donate money to the council so they can keep the roads safe etc. or they will close Luna.

More community collections but with better rewards. If your bank account has more than a certain amount the cost of insurance, vendor charges and stable costs should go up to reflect what you can afford.

All I can come up with so far.

 

[SchezwanBeefy]

This is all we need, Duped 1 billion gold cheques. Keep it as it is and work on a gold sink. For a new player to come in the game and need several million for a reasonable house, a suit and other items is stupid its going to throw them away right away.

600gp for insurance? That should be put to 1000gp, There should be ways of donating money to the upkeep of places. Say Luna Bank, You need to donate money to the council so they can keep the roads safe etc. or they will close Luna.

More community collections but with better rewards. If your bank account has more than a certain amount the cost of insurance, vendor charges and stable costs should go up to reflect what you can afford.

All I can come up with so far.

So players who don't have billions or even 10s of millions will also have to suffer high insurance items? Also, there is plenty of space on any shard to place an 18x18. I ran around one night for 20 minutes and found 3 I would place at, and probably another 5 I wouldn't due to the spawning.
I think there's way too much money in game too, but some of us have worked hard for their 8 mil in gold and we don't deserve to have it taken away just to punish the 5% of players who abuse the system and who have more.

 

[Nails]

Add a bank balance option that is acct based. no checks but pools the accts balance and everything is taken out of the balance or added too it. Less items, less duping of gold, and easier to manage. Checks are dangerous.

 

[Spiritless]

I'd rather see the economy get back in check so nobody ever has a need for making 100 million gold transactions.
Unfortunately, I don't have any good solutions.

You must first look at why the economy became like it is right now: Trammel.

Once you have the opportunity to camp spawns endlessly without any threat, you have a potential endless amount of gold which, in turn, causes economic problems.

 

[Stupid Miner]

How is this any different than over 1 million gold checks? Still has the same fundamental flaw: Duping.

 

[Ezekiel Zane]

I'm quite tired of the "no one needs that much gold anyways" argument. Wake up already. Everyone already HAS that much gold. The economy is wrecked and has been wrecked for years. Getting rid of checks isn't going to make it worse.

If we got rid of checks, but still keeping gold piles, so your main fortune is in an account, how exactly could that account balance be duped? Answer me that.

 

[Zooithion]

After 11 years I don't keep enuff gold to ever need a checkbook! Oh well.

 

[GarthGrey]

What's in your wallet ?

 

[kulder]

After 11 years I don't keep enuff gold to ever need a checkbook! Oh well.

what he said

 

[Assia Penryn]

Gold in piles of 60k wouldn't do a lot to stop people from having a lot of gold. Folks would just use vendors to store the balance. All it would serve would be increase the security risky for people purchasing large ticket items. Checks help lessen the amount of folks scammed by partial purchasing.

However, I agree that we need to change the economy. Taking the check system out in favor of piles of gold isn't the way though. We need to take gold out of the economy.

If we were to change it, I would much prefer a system where loose gold doesn't exist and it is instead added to an account bound shared virtual bank.