That's not it as I changed characters maybe an hour ago... Was on my faction dude and then swapped out to go farm a bit on my samurai.Servers wasnt down for maintenance this morning at 6 am est.
http://www.uoherald.com/news/news.php?newsid=526
Probably they have there 2 hours maintenance now. So hopefullt it will be back up in 2 hours or so...