It’s been 5-6 years since the last time I played UO. Just came back to check out EJ. I understand EJ accounts don’t have a bank. But the gold system seems to have changed a lot. It took me a minute but I figured out how to deposit gold in my account. But how do player trades work now. If you no longer have checks how do you pay someone if you want to buy and item? Or does everything have to go through vendors now?